"

7 Chapter 7: Code Words, Safety Routines, and Trusted Helpers

Build a Personal Safety Net That’s Easy, Private, and Ready When You Need It

Sometimes the best protection is a solid plan. In this chapter, you’ll learn how to set up a simple digital safety routine using things like code words, trusted contacts, and printed backup plans. These strategies work whether you live alone, with family, or in a senior community.

Why Simple Safety Habits Work

Scammers often try to create:

  • Urgency (“Act now!”)
  • Secrecy (“Don’t tell anyone!”)
  • Confusion (“Click this link” or “Follow my instructions”)

By setting up a few habits in advance, you’ll feel a little calmer and clear on how to act.

The Power of a Family Code Word

A code word is a private word or phrase shared between you and someone you trust. It helps you tell the real from the fake.

Use Case Example
Fake emergency call Ask, “What’s the code word?” If they don’t know, hang up
Email or text from a loved one Reply: “Tell me the code word before I respond”
Caregiver check-ins Use the word to confirm you feel safe

✔️ Choose something easy to remember but hard to guess.

Create a Trusted Contact List

Keep a printed copy (and phone copy) of:

  • Family members’ numbers
  • Doctor and pharmacy info
  • Local police non-emergency number
  • Bank or credit card customer service numbers

Label this list: “Call These People If Something Feels Wrong”

Pro Tip: Keep a copy near the phone or taped inside a kitchen cabinet or notebook.

Make a Digital Emergency Plan

What to Prepare Why It Matters
List of usernames & passwords (in a safe place) Someone you trust can help if needed
Write down steps if you fall for a scam (1) Call your bank, (2) Call a family member, (3) Report the scam
Contact your phone provider Ask how to block numbers or report suspicious calls
Keep a small notebook labeled “Digital Backup” For passwords, support phone numbers, or device settings

 

Tools That Help You Prepare

Tool Purpose Where to Find It
Printed Safety Plan Quick reference for emergencies Create your own or use the one in this book’s resources
Emergency SOS on Smartphones Calls 911 and alerts your contacts In your phone’s settings menu
Password Managers (Bitwarden, LastPass) Stores and protects your passwords Apps or websites with free versions
FTC Fraud Report Site Report scams easily reportfraud.ftc.gov

 

Hypothetical Scenario: “The List That Made All the Difference”

Barbara, 75, received a call saying her grandson was in jail and needed bail money. She panicked until she looked at her “What to Do If” list by the fridge.

It said:  “Scam Alert: Hang up. Call grandson directly. Call daughter next.”

She followed the list and within 5 minutes realized it was a scam.

 

 

License

AI Scam Protection for Seniors Copyright © by Margaret Sass. All Rights Reserved.